Your Tax Refund Details
$
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Important: Refund advances are short-term loans secured by your expected refund.
Compare the total cost against waiting for your actual IRS refund (typically 21 days for e-file with direct deposit).
Advance Analysis
Your Refund Advance Summary
Expected Refund
$3,500
Advance Amount
$500
Total Fees
$35
Effective APR
36%
Remaining After Advance
$2,965
Fee Breakdown
Origination Fee
$25.00
Processing Fee
$5.00
Expedite Fee
$0.00
Finance Charge
$5.00
Total Fees
$35.00
Cost Per Day You Receive Money Early
Based on 21-day IRS processing: $1.67/day
Provider Comparison
| Provider Type | Est. Fee | APR |
|---|
Refund Timeline
Day 1
File tax return, apply for advance
Day 1-3
Receive advance (minus fees)
Day 21
IRS processes refund, pays off advance
Day 21+
Receive remaining refund balance